When you’re looking to invest in a standby generator for your home, the process can feel a bit overwhelming—especially when it comes to budgeting for the purchase. At New England Total Power, we understand that protecting your home with a reliable backup power system is an important decision. That’s why we’re here to help guide you through different financing options that can make it easier and more attainable. Whether you’re concerned about upfront costs or monthly payments, we’ll work with you to find a solution that suits your needs, so you can focus on what matters most—keeping your home and family safe.
Understanding the Costs of a Standby Generator
Standby generators are a valuable investment in your home’s security, providing peace of mind during power outages. However, like any significant home improvement, costs can vary. Typically, the installation of an air-cooled standby generator in the Greenwich and Westchester areas ranges from $9,500 to $12,500. At New England Total Power, we offer flexible financing options through our partnership with Synchrony Bank to help make these costs more manageable. Think of financing a generator like purchasing a car—you may put down a deposit and then make monthly payments based on your plan.
Our financing plans can be tailored to your budget, so whether you’re able to make a down payment or need full funding, we have options to fit your situation. This means you can safeguard your home without having to compromise on financial flexibility.
18-Month Interest-Free Financing
One of the most popular financing options we offer is an 18-month repayment plan with no interest. If you can commit to paying off your generator within this period, you’ll only pay the cost of the generator itself—no added interest. This makes budgeting straightforward, as you simply divide the total cost by 18 months to calculate your monthly payments.
For example, if your generator installation costs $11,000, your monthly payment on the 18-month plan would be approximately $611. With no interest, you can feel confident that you’re paying only for the generator, with no extra financial burden.
120-Month Financing with Low Monthly Payments
If you prefer to lower your monthly payments, Synchrony Bank also offers a 120-month financing plan. While this option allows you to stretch payments out over 10 years, it does include interest, making the overall cost higher. For instance, if you finance $11,000 over 120 months at an interest rate of 9.9%, your monthly payments would be around $145, but the total interest over the loan would add approximately $1,089 to your final cost.
This plan provides a more gradual repayment schedule, making it ideal for homeowners who need lower monthly payments but are comfortable with a longer-term commitment. Our repayment calculator is available on our website to help you easily estimate your monthly payments and overall costs.
Using Credit Cards to Finance Your Generator and Earn Rewards
For some homeowners, using a credit card to finance their generator can be an appealing option—especially if you have a high credit limit and the ability to pay off the balance quickly. Using a credit card offers certain perks, such as rewards points, miles, or cash back, depending on your card provider. Additionally, paying off a large purchase like a generator promptly can boost your credit score.
While credit cards can provide flexibility, it’s important to ensure you can manage the payments responsibly to avoid high-interest charges.
Why Choose New England Total Power for Your Generator Needs?
At New England Total Power, we’re not just about selling generators; we’re about providing reliable, expert solutions for your home’s power needs. As a PowerPro Elite Dealer for both Generac and Kohler generators, we’ve met the highest standards of service and performance set by these leading manufacturers. Our team is proud to be your go-to standby generator provider throughout Fairfield County, Connecticut, and Westchester County, New York.
Our commitment to quality means we’ll work with you every step of the way—from helping you choose the right system for your home to ensuring you have flexible financing options that fit your budget. When it comes to protecting your home and family, you deserve the best, and we’re here to deliver.
Take the Next Step
Don’t wait for the next outage to strike—take control of your home’s power supply today. Whether you’re interested in our 18-month interest-free plan or need a more extended repayment option, we’re here to make it easy for you to get the generator you need. Contact us today for a free consultation and let’s secure your peace of mind with a reliable standby generator.
